BAT — International Banking Instrument is a fixed-supply ERC-20 digital asset conceived under the discipline of classical finance. Structured with references to the ICC Demand Guarantee rules (URDG 758) and a UCC filing framework, and administered by PT BAT Instrumen Bank Internasional, BAT is designed to serve as a bridge — connecting the legal certainty of banking instruments with the transparency, auditability, and borderless settlement of distributed ledger technology.
For over a century, institutional finance has operated on instruments — guarantees, standby commitments, and security filings — that create trust through legal structure. Blockchain, in turn, has demonstrated that trust can be established through mathematics: transparent ledgers, deterministic execution, and immutable records. BAT International Banking Instrument was conceived precisely at this intersection.
Administered by PT BAT Instrumen Bank Internasional, BAT combines a rigorous corporate governance layer with a digitally-native asset layer. The corporate entity holds responsibility for legal architecture, compliance coordination, and structural governance — while the on-chain layer delivers what traditional instruments have always lacked: real-time verifiability, fixed and auditable supply, and programmatic transferability across borders.
The result is not a replacement for banking, but an extension of it — an instrument designed to speak the language of institutions while living natively on-chain.
To become a reference framework for legally-structured digital instruments across emerging and developed markets — where every token holder interacts with an asset whose governance, supply, and legal references are transparent by design.
To administer BAT under the highest standards of corporate governance; to preserve a fixed, verifiable supply of 600,000,000 BAT; and to progressively align the instrument with international compliance frameworks, including KYC/AML assessment and independent security audit.
To protect token holder interests through structural clarity — immutable supply, no minting capability, documented legal references, and a publicly-stated roadmap toward institutional-grade transparency.
Every structural decision behind BAT answers a single question: would this design choice withstand institutional scrutiny? The six pillars below define how the instrument is built, governed, and protected.
A standard ERC-20 implementation on EVM-compatible networks (Ethereum, BNB Smart Chain, and others). The contract follows widely-audited token conventions, enabling compatibility with institutional custody solutions, exchanges, and on-chain analytics from day one.
PT BAT Instrumen Bank Internasional provides the corporate backbone: defined roles and responsibilities, documented decision-making processes, and a governance structure intended to align token administration with international banking standards.
BAT is structured with references to the ICC Uniform Rules for Demand Guarantees (URDG 758) and the UCC filing framework — instruments familiar to banks, corporates, and legal practitioners across jurisdictions worldwide.
Exactly 600,000,000 BAT will ever exist. The smart contract contains no minting function; the total supply is immutable, verifiable on-chain by any party, and cannot be inflated by any administrator at any point in the instrument's life.
A progressive compliance roadmap includes KYC/AML assessment, independent security audit, public contract verification, and published documentation — because institutional trust must be earned in the open, not assumed.
Reserved allocation for institutional placement, strategic partnerships, and ecosystem development — designed so that distribution supports long-term structural stability rather than short-term speculation.
Trust in institutional finance has never been optional — it is the product itself. BAT's legal architecture draws on frameworks that banks and corporates have relied upon for decades, translating their principles into a digitally-native instrument.
The Uniform Rules for Demand Guarantees (URDG 758), published by the International Chamber of Commerce, govern the international standard for demand guarantees used in trade finance and project security. BAT's structural documentation references these rules to align the instrument with practices recognized by banks and legal practitioners in more than one hundred countries.
The Uniform Commercial Code provides a standardized framework for secured transactions and commercial filings across the United States. By referencing UCC filing structure, BAT establishes a documented, verifiable anchor within one of the world's most established commercial legal systems.
An Indonesian corporate entity administers the instrument's governance: maintaining documentation, coordinating compliance efforts, and serving as the accountable organizational layer behind the digital asset — the bridge between the on-chain instrument and the off-chain legal world.
The economics of BAT follow one governing principle: predictability. A fixed supply, standard conventions, and clearly-defined allocation categories — designed so that every participant can verify the rules of the instrument, today and forever.
| Parameter | Specification |
|---|---|
| Token Name | BAT International Banking Instrument |
| Symbol | BAT |
| Standard | ERC-20 (EVM Compatible) |
| Total Supply | 600,000,000 BAT — fixed & immutable |
| Decimals | 18 |
| Minting Function | None — supply cannot be increased |
| Underlying Reference | ICC Demand Guarantee (URDG 758) |
| Legal Framework | UCC Filing Framework |
| Administrator | PT BAT Instrumen Bank Internasional |
| Initial Distribution | Institutional placement & ecosystem development |
| Audit Status | Independent audit — planned 2026 |
Subject to final governance confirmation prior to mainnet deployment.
600,000,000 × 1018 · Total supply verified on-chain. Immutable and transparent.
Four phases, each building upon the last — from legal foundation, through development and mainnet deployment, toward global institutional expansion. Progress is reported openly, phase by phase.
Conceptual and legal groundwork completed: the instrument's architecture, its documentary references, and the governance model guiding every subsequent phase.
The digital layer takes shape: contract implementation on testnet, rigorous internal review, and documentation that makes the instrument legible to developers and institutions.
The instrument goes live: mainnet deployment, public verification, and the publication of Whitepaper v1.0 — the definitive statement of BAT's structure and intent.
With the foundation secured, BAT extends its reach: market data listings, compliance gateways, and strategic partnerships across jurisdictions.
Solidity ^0.8.20 · preview implementation. The contract implements the ERC-20 standard with a fixed initial supply and no minting capability. Always verify the deployed contract address on a public block explorer before interacting with any token.
// SPDX-License-Identifier: MIT
pragma solidity ^0.8.20;
contract BATToken {
string public constant name = "BAT International Banking Instrument";
string public constant symbol = "BAT";
uint8 public constant decimals = 18;
uint256 private constant INITIAL_SUPPLY = 600_000_000 * 10 ** 18;
mapping(address => uint256) private _balances;
mapping(address => mapping(address => uint256)) private _allowances;
uint256 private _totalSupply;
event Transfer(address indexed from, address indexed to, uint256 value);
event Approval(address indexed owner, address indexed spender, uint256 value);
constructor() {
_totalSupply = INITIAL_SUPPLY;
_balances[msg.sender] = INITIAL_SUPPLY;
emit Transfer(address(0), msg.sender, INITIAL_SUPPLY);
}
// ... standard ERC-20 functions
// NOTE: no mint() function exists — supply is fixed forever.
}
Security is not a single checkpoint but a continuous process — from the first line of code, through automated analysis and adversarial testing, to independent third-party review.
Every contract function is exercised against expected and adversarial inputs before deployment, with edge cases around balances, allowances, and arithmetic behavior.
Automated analysis tooling reviews the codebase for known vulnerability classes, suspicious patterns, and deviations from ERC-20 conventions.
Transfer and approval flows are examined for reentrancy vectors and ordering risks, following established mitigation patterns from audited token implementations.
A third-party security firm will review the final contract around mainnet deployment. Findings, remediations, and the full report will be published.
Administrative operations follow multi-signature policies, ensuring no single key holder can unilaterally alter critical parameters of the instrument.
Deployed contracts are verified on public block explorers, allowing anyone to read the exact code that governs their tokens — trust through transparency.
BAT (International Banking Instrument) is a fixed-supply ERC-20 digital asset administered by PT BAT Instrumen Bank Internasional. It combines a standard blockchain token layer with a documentary framework that references ICC Demand Guarantee rules (URDG 758) and the UCC filing system — bridging classical finance structures with on-chain transparency.
No. Ownership of BAT does not, by itself, grant a direct claim, legal right, or redemption right to any physical asset or custodial account. Rights and value distribution are governed by the corporate structure and applicable contractual documents — please read the Legal Disclaimer in full.
Predictability is a design principle. The smart contract contains no minting function: after deployment, the total supply is immutable and verifiable by anyone on-chain. No administrator — including the company — can create additional tokens.
BAT targets EVM-compatible networks, with initial deployment planned for Ethereum and BNB Smart Chain, followed by public contract verification and documentation of all deployed addresses.
The company serves as the governance and administration layer: maintaining legal documentation, coordinating compliance and audit initiatives, and acting as the accountable corporate entity behind the instrument.
Security review is progressive: internal unit testing and static analysis during development, with an independent third-party audit scheduled around mainnet deployment in 2026. Results will be published when available.
1. No automatic claim. BAT is a digital asset administered within a corporate and documentary framework. The purchase or ownership of BAT tokens does not automatically confer a direct ownership claim, legal right, or redemption right to physical assets, custodial accounts, or underlying financial instruments on an individual basis. Any rights, benefits, and value distribution arising in connection with the token are determined exclusively by the corporate structure of PT BAT Instrumen Bank Internasional, the applicable contractual documents, and the laws of the relevant jurisdictions.
2. Framework references. References to the ICC Uniform Rules for Demand Guarantees (URDG 758), the Uniform Commercial Code (UCC), and other legal or financial frameworks describe the structural and documentary approach of the instrument. They do not constitute an endorsement by any regulator, banking institution, or standards body, and do not by themselves create enforceable rights in favor of token holders.
3. Informational purposes only. This website and its contents are provided for informational purposes. Nothing herein constitutes a securities offering, an offer to sell or a solicitation to buy any financial product, investment advice, or a guarantee of token value or performance. Digital assets are subject to market, technological, and regulatory risk, and may lose part or all of their value. Prospective participants should conduct independent due diligence and consult qualified legal, tax, and financial advisors before engaging with the instrument.